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Yes, that has been a big surprise to me as well. I thought if you start the insurance policy when the pet is young, you might realize some benefit later. But that is not the case.
Every person's situation will be different. But in retrospect, I wish I had set up a savings account and instead of paying insurance company, I should have deposited that money into the savings account. But again, every person's situation is different.
Dr. Kruse's presentation was very well writen and contains a lot of good information. Right now I read through the article you linked and it is very clear that Embrace does not wish to insure senior dogs. In fact, in CA they will not ensure a dog that is older then five years!
Hi Nancy - the pet insurance policies work differently and even if you start young, they keep increasing the cost. I got insurance within a month from getting my dog. At that time the cost was about $1,200 per year. However, that cost keeps going up and up. It is not that you "lock in" the rate...
I believe that, especially in the San Francisco Bay Area, however, the policy I had would pay only $5,000 because that is the maximum benefit that the policy would pay. That is why it made absolutely no sense for me to keep paying for this policy. If it did not have a maximum cap, then I may...
Today I decided to cancel my dog's insurance because the annual cost compared to the benefit seem to be unreasonable. To be more specific, the annual cost has risen to be $5,000 per year. I have a $500 deductible, coverage is for accidents or illnesses, I have 20% copay and the maximum pay out...
Hello -
Today after a routine chiropractic appointment the vet pointed out that my senior chihuahua mix named Xia may be dehydrated (her gums are a bit sticky). I am not alarmed since Xia's BEAM is very good and over the past 3 days she walked about 12 miles. I am going to make an appointment...
Thanks for your feedback, Peter. I am hesitant to give it in water because my pup will never drink the entire bowl so I don't know how much she will get from one day to another.
That is great, I also give raw goat milk and kefir, as well as fermented foods (thought I don't buy any pet formulas, I just share the sauerkraut that I eat). I will look into getting Happy Tummy to have on hand.
From first hand experience, stones are stones. They can be created in the kidney and then travel to the bladder or they can be created in the bladder. Impossible to know.
Thank you for such a comprehensive response,@Dr. Jeff.
@JoannaJ - I am sorry that your puppy is going through so much pain. As a pet parent I understand the anguish you are going through. I also found this post of particular interest because I have been dealing with kidney stones myself. My...